(Prudent Press Agency)---Cincinnati, OH-- OurTown.com Invests Alongside Professionals to Earn Money, Grow Their Businesses - Joins Treasury's Economic Rescue Plan.

www.OurTown.com joins the U.S. Congress and Treasury Department to support our Economic Recovery, OurTown has announced that it will further invest in our Local Editors and will continue to waive License fees for all new OurTown sites through January 1, 2009.

After reaching our goal of licensing OurTown’s first 1,000 Local Editors covering over 5000 U.S. Zips, OurTown.com launched its live site on September 15 and began offering OurTown licenses to all new Local Editors, planning to reach 5000 Local Editors covering over 25,000 Zip Codes by January.

(Prudent Press Agency)--- Can blue collar workers like ‘Joe the Plumber’ and the busy soccer moms swing the election away from the current Obama leaning trend? The answer is an unequivocal and resounding yes; but why should they. Let’s see.

With Barack Obama still holding the edge in most polls is the conservative ship in danger of sinking? Some say no. They say that it is now up to the average American citizen to look away from everyday cares and take a gander at the rhetoric and the facts about election 2008. What are the facts?

Is it really about the Dem’s and the GOP? Is it really the disparity between liberalism and conservatism? Is it really just about the economy? The answer from the average American may be no, no, and no; and here is why.

(Prudent Press Agency)--- Joe Biden has taken to making predictions on his campaign romp across the state of Washington. No one so far has asked the Senator how he got his information or by what means he deduced this future vision, was it a dream or a portent in the night?

Only the presumption exceeds the prophecy in arrogance with still two weeks till the final vote perhaps Joe Biden’s confidence comes from a star passing too close to his dream of power. Talking about the details of the unknown is pompous enough but before the American people have had their say at the polls makes Biden look more puffed than prognostica-torial.

(Prudent Press Agency)---Honolulu, HI-- Aloha Hawaii Business Owners.

Could your company survive a catastrophic event or accident? How would you respond to a fatality of one of your employees or a customer, and would you be prepared for the consequences that will occur after?

How will you respond if an OSHA inspector appears unannounced in your office, and will your safety program meet their requirements?

Isn’t it time to be Proactive than Reactive?

Over the years the owner of Safety Management Hawaii had the misfortune of explaining to family members why their loved one is no longer with them, or disabled. He spend almost a decade as a Safety Compliance Officer investigating numerous fatalities and workplace accidents, along with workplace violence complaints, as well as most of his career in public safety.

(Prudent Press Agency)---October 2008 - New research1 from RIAS Insurance shows that people’s fears about finances are causing a significant shift in preferences and patterns of behaviour when buying a new car. The poll revealed that 32% of over 50s in the UK would choose their next car based on how many miles per gallon it does, indicating that the days are gone when make, model or even colour were enough to swing a deal – buying a car is now more about economics than aesthetics, with substance winning over style.

For the over 50s age group, the next most important feature is low emissions (13%) which perhaps conveys both people’s environmental concerns and a growing awareness that lower emissions mean lower car tax charges – again, a cost saving benefit. The results also show that safety features would be a significant draw (12%).

Other features, previously considered important, now languish at the bottom of the league table: just 6% care about the make or model, only 1% would choose their new car based on its colour, and 2% would be tempted by on-board technology and gadgets. Very low numbers of over 50s, 4% of respondents, say they would be influenced by the age of the vehicle, and a meagre 5% said they would consider engine size, namely potential speed, when deciding on which car to purchase.

(Prudent Press Agency)---Los Angeles, CA ---- It is celebration time at Seaofdiamonds.com as their 3rd Anniversary comes up on 15th November 2008. With a customer base that is spread over 48 countries, Sea of Diamonds stays committed to its goal of providing an outstanding selection of the highest quality certified diamonds, bridal sets, wedding bands and precious metal jewelry at exceptional prices.

At Sea of Diamonds, 28 years of jewelry experience is coupled with sound buying practices and attentive customer care. Standing firmly behind their authenticated and reasonably priced products, Sea of Diamonds offers a no strings attached 30 day money back guarantee. The management at Sea of Diamonds swears by their customer service as they feel it is the mainstay of their stupendous growth that has catapulted them to the forefront of the industry with a growth rate that has exceeded over 100% year after year.

The salient features of doing business with Sea of Diamonds is essentially a lowest price guarantee, free shipping and a friendly return policy, ability to order custom made jewelry and live customer service. The user efficient and easily navigable website ensures that customer needs for quality and pricing, variety and style are met in a satisfactory manner.

The well outfitted website facilitates shopping by product as in Certified Diamonds, Engagement Rings, Wedding Rings, Earrings, Pendants, Necklaces, Bracelets etc, shopping by Material as in Diamonds, Platinum, Palladium, Gemstones, Pearls, Titanium etc and a variety of gift options designed to suit versatile budgets.

(Prudent Press Agency)---Paris Prelude can organize small and large scale events such as Paris Wedding from their philosophy to completion and will work directly with the hotel, provide site visits and interact with all meeting details and communication with client departments if needed.

Independent privately owned organizer of exclusive events, Weddings, group activities and corporate events in France consulting company based in the Paris, France offers detailed, private events and Paris VIP meeting planning services for lucrative corporations has launched its new website: parisprelude.com

About Paris Prelude
Paris Prelude is a privately owned organization serving destination logistics and Paris Events consulting house centered in Paris with over 22 years of heritage, offers Paris Corporate Incentives and corporate events marketing services for cost effective organizations. Paris prelude has managed 70 corporate events in France for over 25,000 people. In addition to Paris Events services Paris Prelude offers site investigations to analyze if a particular venue is right for the client's event, develop and manage external relationships with artistic service providers and maintain all pre-meeting duties with the venue.

(Prudent Press Agency)--- Two things are clear: online retailers are paying more to ship goods to consumers, and many shoppers want to pay little or nothing for shipping.

So what’s an online retailer to do?

AnInternet Retailersurvey of 14 larger Internet merchants across several categories finds five have raised at least some of their shipping fees in the last year. The rest have kept fees steady, in some cases trying to trim expenses elsewhere to cover their higher delivery costs. (See chart on facing page.)

“Pricing shipping rates is definitely a balancing act between giving our customers low or free shipping and trying to cover our costs,” says Sue De Boer, supervisor of pricing at Amway Global/Quixtar, a direct marketer of health and beauty products owned by Alticor Inc. The retailer has raised its shipping fees on orders above $120 by between 80 cents and $2, about 5%.

Most of the retailers surveyed said they would offer some shipping promotions during the upcoming holiday season. But offering deals on expedited shipping will be especially tough, because carriers are imposing higher surcharges for air delivery than for ground shipping.

The dilemma

The pressure on retailers to offer good deals on shipping is greater than ever because many consumers are turning to e-commerce sites as a way to avoid paying higher gas prices, which have increased from an average of $2.78 a gallon a year ago to $3.85 last month, according to the American Automobile Association.

(Prudent Press Agency)---Lake City, UT– has announced the introduction of verified back ground checks. Utilizing state-of-the-art Internet technology, members are now able to meet quality pre-screened singles who have been verified with a background check member verification process. In an effort to both expand nationally and improve the overall experience for our clients. The Relationship Company is now able to verify the identity of all members.

"One of the things that separates us from any other service is that at The Relationship Company we pride ourselves on listening to our clients and responding to their needs," said Daniel Oneal, President. "The major 'downside' that we heard from clients about their online dating experiences was that, while they enjoyed the idea of meeting someone compatible online, they were frustrated by the fact that with online dating sites they couldn't verify if the person was in fact, who they said they were. To fill this important need in the industry, and to enhance our clients experience. We have now introduced live, real time, background verification, thus far, the response has been phenomenal!"

(Prudent Press Agency)---Canoga Park, CA - bestprolighting.com, the online manufacturer and distributor of low voltage landscape lighting, offers premium quality lighting at guaranteed lowest prices. With outstanding customer service, prompt international shipping, 20 years of professional experience, frequent price specials and assurance that all products are in stock, bestprolighting.com is an excellent, secure, reliable supplier of quality low voltage landscape lighting products.
Landscape Lighting Systems

Bestprolighting.com offers a variety of landscape lighting solutions at the lowest prices. Have you ever wanted to create that special garden which glows brightly and warmly in the summer evenings? Bestprolighting.com can help transform the landscape into a charming, safe, inviting environment for you or your clients. Whether you are a contractor, designer, landscaper or home renovator bestprolighting.com provides several categories of lighting including directional, path, well, step and deck lighting to ensure you can design a perfectly illuminated landscape.

(Prudent Press Agency)---North Hollywood, CA — 2insure4less.com has been aiding consumers in insurance education for five years. The new George Joseph Educational Foundation is setting up a comprehensive insurance training program for insurance professionals, in an effort to demystify insurance for consumers.

The Foundation’s goal is that education of insurance agents will trickle down to the consumer level, so that when looking for insurance quotes these individuals will not be as intimidated or confused by insurance. 2insure4less.com has always put the interests of the consumer first because it is not an insurance provider. The website contains unbiased informational articles that can educate consumers on many different topics before they look for insurance quotes. Insurance quotes can be found using the online form on the website, if the consumer is interested in looking at a few insurance quotes from various competing sources.

(Prudent Press Agency)---Delhi -- Chillifreeze, the largest online community for Indian writers launches a new ’Ask an Expert’ section. The aim is to help budding Indian writers to get a head start through direct interaction with experienced writers. Writers from a variety of genres will host the ‘Ask an Expert’ section each month.

Chillifreeze now offers a unique opportunity for Indian writers to network with professional writers through their ‘Ask an Expert’ section. This section aims to bridge the gap between the Indian freelance writer who is starting out and the experienced writer who knows the nitty-gritty of the writing industry.

The inaugural Ask an Expert section will be hosted by Surabhi Mittal, an experienced Business writer and editor. She has years of experience working in diverse industries like event management, media, non-profit and education. The Ask an Expert section will be hosting experts from diverse fields like travel writing, content writing, medical writing and more in the coming months.

(Prudent Press Agency)---As a mother of 2 - a 4-year old and an 18-year old, it was important to me that I give my my children all that I have to offer as far as education (I don't have much...a high school diploma and 1 year of college). So, for me, I had to become creative in my efforts to give my children "the edge" in school and eventually in life. I've always had a mind set that I would not leave "schooling" totally up to the teachers. It started with my first born. Before he could talk, I would recite the alphabets and count to 10, constantly. I knew that somewhere, in the back of that tiny little mind, that the information was being stored for later use. Before reached the age of 2, like my second born, he too could say his A-B-C(s). My second born also learned to recognize as well as say them and later, I will explain why. My 18-year old could also count to 50. By the time he began preschool, he could recognize small words (I would read to him often and as I read, I would point to each word and say them aloud). When he spoke "broken" English, I would always correct him. As a child in school, I loved English and it was fun teaching hi the correct noun/verb usage. Even now, his favorite subject is English and he's always made excellent marks in this area. He is an excellent and very creative writer. He, of course, already knew colors and shapes as well.

(Prudent Press Agency)--- Can blue collar workers like ‘Joe the Plumber’ and the busy soccer moms swing the election away from the current Obama leaning trend? The answer is an unequivocal and resounding yes; but why should they. Let’s see.

With Barack Obama still holding the edge in most polls is the conservative ship in danger of sinking? Some say no. They say that it is now up to the average American citizen to look away from everyday cares and take a gander at the rhetoric and the facts about election 2008. What are the facts?

Is it really about the Dem’s and the GOP? Is it really the disparity between liberalism and conservatism? Is it really just about the economy? The answer from the average American may be no, no, and no; and here is why.

(Prudent Press Agency)---Before you know it, the holidays will be upon us. If you're smart, whether you are first considering mystery shopping, or are a seasoned mystery shopper, this year, instead of running up the credit card bills, how about doing your holiday shopping the smart way? By getting paid while doing it!

I am not a big fan of relying on retail mystery shopping as a major source of income. Top-earning mystery shoppers focus on conducting research for companies that fall into the service category such as apartment complexes, home builders, financial service companies, testing centers, car dealers and fitness centers, and do the technology-based shops (audio and video-taped). But since you are likely going to be hitting the malls and your local stores, as well as eating out more as you rush around trying to get everything done once the season is in full swing, you might as well have a game plan in place to get paid for as much of that effort as possible.

(Prudent Press Agency)---Just when you think you know it all, some 17-month old child comes along and teaches you another valuable life lesson.

Little Lady lost her favorite ball. There are few things that bring this 17-month-old more joy than playing with her favorite ball. And, of course, we want our daughter to have all the happiness she can get.

So we headed out to the store to replace the missing ball. Little Lady enjoyed the outing, since there were so many exciting things to pull off shelves. And when we reached the ball aisle, she nearly jumped for joy. (OK, more like raced to the bin and started covering the floor with her joy, one bounce at a time.)

As we left the aisle, Little Lady was happy and smiling. She held her replacement ball in her hands as we walked up to the cash. While waiting to pay, Little Lady caught sight of a red balloon that had obviously been used for some promotion, but was now wandering aimlessly around the floor like a lost puppy.

(Prudent Press Agency)---Without so much as a tap on the brakes, my aunt whizzed through another stop sign.

"What are you doing?" I shrieked. "That was a stop sign."

"Oh," she replied rather offhandedly, "they just put those there so you'll look before you go into an intersection."

That was the day I stopped riding with my aunt but not the day she stopped driving. From then on, I had visions of an enormous pink Chevy leading a parade of cascading accidents. And I wasn't far from wrong.

She drove with what she knew to be the utmost caution. . . .never exceeding 30 miles per hour, even on I35! She expected, even demanded that traffic would give way to her like the seas parted for Moses. Sometimes, it did. But mostly, driving with her was a harrowing experience with no end in sight.

So, when do the elderly become a menace on the roads? And, what can you do when they refuse to give up the keys? Here are a few suggestions I've found.

(Prudent Press Agency)---Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder who's moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.

Begin by Planning for the Move

Where is the elder moving? Go to the actual house or apartment with tape measure, pad and pencil and write down measurements. Floor space is important, but don't forget about ceilings. Many elders own large pieces of furniture that may not fit into rooms with low ceilings. Your work here will determine which pieces can move with your elder.

And while you're at the actual location, talk to several other elders who already live there. What is their life style? Do they go outside the property on frequent trips? How do they dress? Casual lifestyles will require an entirely different style of dress than more formal ones.

Gather Supplies and Contact Helpers

(Prudent Press Agency)---Why is it that the older and richer people become, the more conservative they are with their money? Have you ever done or know someone who has made an investment that promised a 10% interest or profit per month? Everyone wants to make above average profits. It is amazing how many people will send their very hard earned money across the world to Nigeria or to Boca Rattan, Florida on the promise of a telephone acquaintance to make them much richer. People give their money to complete strangers in hopes of making more money.

All good investment advisers will tell their clients “If a deal is too good to be true, it probably is.” Professionals only make very high returns in areas they personally know very well. This, for them, is a business investment, not a passive investment like stocks, bonds or mutual funds. Real estate and business investments are considered active investments. People who are employed by others do not usually make active investments, because they just do not have the time to watch a business investment, where big profits are always possible (as well as big losses.)

(Prudent Press Agency)---Many people have avoided college because they though they couldn't afford tuition. While college is expensive there is no reason a student should let money put a stop to their education. There are many sources that help fund a person's college.

Federal financial aid, scholarships and tax credits and deductions are just a few sources that are there to help you. It would be beneficial for you if you gather first hand information about financial aid, the process of applying for a loan, opportunities that are there to win scholarships and tax credits and deductions. Several government agencies work in coordination with college management to provide financial aid to students willing to pursue higher education.

There are several programs you may qualify for:

When in search of financial aid try grants first. Grants can cover the entire cost of attendance and do not have to be repaid. They are available through state and federal governments and are available based on a student's income or that of their parents.